An Easy Advance (EA) is a loan secured by and paid back with your tax refund and is offered to eligible taxpayers. Loan amount options up to $7,000 are based on your expected Federal refund less authorized fees. If approved for an EA, a Finance Charge may apply. Loan is subject to underwriting and approval. EA proceeds are typically available within 24 hours of IRS acceptance of tax return or within 24 hours for those filing before the IRS start date; however, if direct deposit is selected, it may take additional time for your financial institution to post the funds to your account. Visit your tax preparer to learn about the cost and timing of all filing and product options. Available with preparation of 2023 federal tax return through Feb. 28, 2024.